This seems to be happening with some regularity to fire departments that have maintained the same, if not higher, level of performance since the last grading. How convenient for insurance companies to raise premiums without raising rates, based on information which cannot be verified from a distant regulator, funded entirely by insurance companies.
Halligan 6 months, 1 week ago on HR Fire fights ISO downgrade
HR Fire fights ISO downgrade
This seems to be happening with some regularity to fire departments that have maintained the same, if not higher, level of performance since the last grading. How convenient for insurance companies to raise premiums without raising rates, based on information which cannot be verified from a distant regulator, funded entirely by insurance companies.